Jamie Johnson 
INTRODUCTION In many personal injury claims, the focus naturally falls on immediate income loss, medical expenses, and future care costs. One area that can be underestimated or overlooked, however, is pension loss. For many employees, pension benefits can represent one of the most valuable long-term financial assets tied to their employment. When an accident disrupts … Read more
INTRODUCTION The role of accounting experts in civil litigation is about to change dramatically in Ontario. Following the Civil Rules Review (CRR) Final Policy Report released on December 15, 2025, the legal community is bracing for a mid-2026 rollout that will fundamentally reshape how civil litigation is conducted. This is not just a procedural tweak; … Read more
Calculating Income Replacement Benefits (IRBs) for self-employed individuals under Ontario’s Statutory Accident Benefits Schedule (SABS) can be deceptively complex. One of the most contested issues? Whether IRBs should be based on the claimant’s last completed taxation year or on the 52 weeks immediately prior to the accident. Recent decisions from Ontario’s Licence Appeal Tribunal (LAT), … Read more
For lawyers and law clerks supporting self-employed clients in Statutory Accident Benefits (SABS) claims, Income Replacement Benefits (IRBs) can be one of the most complex benefits to quantify and defend. Unlike salaried employees, sole proprietors or incorporated owners rarely maintain clean accounting, and their reported income often doesn’t tell the full story. To make a … Read more