Present Value Calculations

Present Value of Future Cost of Care Reports

When an injury results in ongoing or permanent impairment, future care needs can represent one of the most significant components of damages. Courts and insurers require not only a clear outline of anticipated care requirements, but also a sound valuation of those costs expressed in present-day dollars to support fair and defensible compensation.

At Great Oak VFA, we prepare Present Value of Future Cost of Care Reports that translate long-term medical, rehabilitation, and daily living needs into a clear, economically grounded present value. Our reports integrate clinical recommendations with accepted financial and actuarial principles—such as inflation, discounting, and life expectancy assumptions—to provide an objective, transparent valuation of future care obligations.

The result is a rigorous, well-supported analysis that assists triers of fact, mediators, and insurers in understanding both the scope of future care needs and their appropriate present-value cost for settlement, arbitration, or trial.

What We Provide

At Great Oak VFA, we prepare Future Cost of Care Reports that combine clinical insights with rigorous financial analysis, providing objective, reliable support for compensation claims in mediation, arbitration, or trial.

Our PV of Future Cost of Care Reports Include:

• Present Value of medical, rehabilitation, and assistive care needs as assessed
• Present Value of projected costs of equipment, medications, therapy, and support services
• Present Value calculations incorporating life expectancy, inflation assumptions, discount rates, and replacement schedules
• Reports structured for practical use by lawyers, insurers, and courts