Ontario’s SABS Overhaul: What Personal Injury Lawyers Need to Know About Income Replacement Benefits
What’s Changing Starting July 1, 2026, Ontario’s SABS shifts from a standardized mandatory benefit package to a consumer “opt-in” model. Only three benefits will remain automatic in every auto policy: Medical, Rehabilitation, and Attendant Care. Everything else — including Income Replacement Benefits (IRB), Non-Earner Benefits, Caregiver, and Housekeeping Benefits — becomes optional coverage that must be … Read more